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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Raul V Lozano

Raul V Lozano

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.


With over 3 years of experience in assisting people secure their dream homes in both retail and builder sectors, I am committed to provide each client with personalized and hassle-free service. My goal is to make the mortgage process easy and stress-free for you, whether you are buying your first home, are an experience buyer or just need to refinance. I will support you every step of the way. 

Having worked as a real estate agent before, I understand the ins and outs of buying a home. I use this knowledge and my experience as a loan officer along with the access I have to a wide network of lenders, to find the best rates for you and help you achieve your financial goals.

Your satisfaction is my top priority. Let's work together to make your homeownership dreams come true. Reach out to me today and let's get started!

Phone: (281) 467-4885

NMLS#: 1515299

License: TX

Spoken Language: Spanish, English

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 186 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.



Number of Lenders


Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.


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